1) Saving Now Pays Off. Seriously. How much do you know about compound interest? If you’re remotely confused, the answer is: not enough. And that it is time to learn. Einstein (yes, Albert Einstein) described compound interest perfectly: “Compound interest is the 8th wonder of the world. He who understands it, earns it; he who doesn't, pays it.” If Einstein thinks compound interest is one of the mightiest forces on earth, isn’t it better to harness it than it is to lose out to it? For example, let’s look at a very conservative estimation: if you saved $1,000 a year for 40 years, how much would you have? If you answered $40,000, you’re doing it wrong. By investing with a 6% return, you’d have almost $240,000. Not bad, right? So take the leap, get stringent, tighten the belt, and start saving now. You’re losing money by not saving, even just a little bit. 2) You Don’t Have To Trade With Your Own Money Intimidated by the stock market? You’re not alone. I can’t tell you how many people I’ve talked to are terrified of trading themselves. Why? No one wants to lose their savings. We’ve all heard the horror stories—some of us have lived through them. But you simply don’t have to trade with your own money. If you sign up for a service like Try2BFunded, you can get up to $100,000 to trade with. What’s the catch? There really isn’t one. You pay a low monthly fee, you get to keep 60% of the profits. I shopped around, and Try2BFunded is the best thing of its kind bar none. Try2BFunded was also clutch in getting me over my stock anxieties. The skills I learned during the qualifying round made me feel good about taking my Roth money into my own hands. Now I trade daily. 3) You Can Get Help For Free I avoided accountants and financial advisors my whole life because I thought it would bury me financially. I wasn’t wrong. Some financial advisors are like lawyers, some are much kinder. But I was able to get help online without paying a dime. WhoTrades is a perfect place to find a community that helps you learn while you earn.