Time management is both the most valuable of skills and one of the most difficult skills to master. But these 2 steps will help you invest and live better. 1) Assess how you spend your time When I say assess, I mean really assess. No estimations, no cheating. This is how you find out how much time you’re wasting. Write down every time you take out your phone. Write down every time you open up Reddit or Twitter. Write down every time you sit around watching reruns instead of exercising. You don’t have to do it for long—just a few days of self-observation will reveal that you are a creature of habit. And not all of your habits are good. Then review. And once you’ve reviewed, mark where you’d like to improve. Not all “wasted” time is bad—it’s an essential part of being a human. But the moments in which you succumb to your lesser habits make you less focused, and therefore less likely to trade well. 2) Build, and follow, a calendar Every day, for 30 days, you should take an hour of time you’ve reclaimed from your bad habits and put it into bettering your financial sense. Whether it be reading breaking news, writing content for places like Twitter and Limex, or working on your portfolio. Or use that hour on Try2BFunded and earn extra money while you learn. No matter how you use it, you need to recalibrate how you’re using your time. Once you’ve mastered this, your mental health and portfolio will benefit immensely.